Michelle Semones Blog

5 Ways an Online Bill Payment Calendar SAVES My Life bill calendar budgeting money plan Oct 05, 2021

If you have struggled with paying bills on time or even just remembering which bills are coming...

How to Budget Using the 50/30/20 Budget Method budgeting money plan Sep 02, 2021

Raise your hand if you have a budget spreadsheet with over TWENTY categories!! ‍ ...

"Good" Interest vs "Bad" Interest credit reports and credit scores money plan Jul 22, 2021

Interest is one of those things banks try to convince us is confusing so we don’t question...

Can YOU Handle an "Everyday Average Emergency"? emergency funds savings Jul 15, 2021

What if I told you that not all Emergencies were equal? That there are the BIG EMERGENCIES...

How to Save an Emergency Fund emergency funds Jul 06, 2021

If you’re wondering what the big deal is with Emergency Funds - this post is for YOU!

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Does Closing a Credit Card Hurt Your Credit? credit reports and credit scores Jun 22, 2021

You’ve worked super hard and have paid off a credit card - Go You!

Now,...

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