Michelle Semones Blog

How to Use the Budget by Paycheck Method bill calendar budgeting money plan May 16, 2021

In this blog, I’m going to you how to Budget by Paycheck. With this method, the basic...

Easy Monthly Bill Calendar Process bill calendar budgeting money plan Apr 27, 2021

There is one simple truth in my life: If it’s not on my calendar, it’s not...

How to Start Saving Money - Even IF You've NEVER Been A Saver savings Apr 19, 2021

When I was little I had an actual piggy bank. You know, a bank in the shape of a pig? ...

The 3 Savings Accounts You NEED TODAY! emergency funds savings Apr 18, 2021

If you’re going to save money -- and yeah, you should -- then you need to know how to save,...

What is an Emergency Fund? emergency funds savings Mar 17, 2021

Did you know that the average American does not have enough savings to replace a flat...

The Snowball Method to Pay OFF Debt FAST! pay off debt! Mar 15, 2021

Have you ever made a snowman? Typically, snowmen are made out of two to three large balls...

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